Learn about no-credit-check loans with guaranteed approval. Find out how to secure fast, hassle-free loans without a credit check.
Finding apps and platforms that can give out loans even with a bad credit score is very hard and very few can do that.
All hopes are not lost, in this article, we are going to work with you by hand about the four incredible platforms to get a loan even with a bad credit score.
1. Money Mutual
Money Mutual – Las Vegas established this awesome app in the year 2010. This is a wonderful platform that links borrowers with lenders. Money Mutual is not an app that lends money to individuals or organizations but serves as a medium and third party between the lenders and the borrowers. The platform was established to help protect the right and easy money lending and borrowing.
Unlike other platforms, in Money Mutual, you are not paying for anything like a registration fee, monthly subscription, etc. Just go on to their website to register, and fill in a form to place your loan appeal, a lender will message you with his terms and duration adding his interest rate, and you go for it if satisfied or move to the other lenders. In Money Mutual, you can get up to $5,000 and have the money delivered to your account within the next 24 hours.
Eligibility
-
Both the borrower and lender must be above the age of eighteen.
-
You must be a citizen of the United States of America.
-
The borrower must have a valid checking account.
-
Before you can access a Money Mutual loan, the borrower should be earning at least a minimum of $800 monthly.
2. Bad Credit Loan
Bad Credit Loan – Just like money mutual, Bad Credit Loan is not a platform that gives out loans but connects borrowers to lenders and vice versa.
Therefore, it gives you, the borrower, to various money lenders who are willing to give out their money with little percentage and don’t really care or need your previous credit score to grant you the loan.
With the help of Bad Credit Loan, you can get a loan of up to $30,000 with a duration up to 36 months depending on your agreement with the lender.
Eligibility
-
Citizenship documents like a driver’s license, social security number, and legal residency.
-
Both lender and borrower must be up to 18 years of age.
-
Home and business addresses with their telephone numbers are compulsory and must be provided.
-
Provide a valid email address.
-
The borrower must have a bank account number with his or her name.
-
Your possession of steady income, social security payments, self-employment if any, and disability status should be fully provided.
3. Radcred
Radcred – They are known for their quick loan with no credit checks and low interest rates. Even though they give loans to people with bad credit records, their lending amount is limited to $5,000. Radcred is not only limited to those with bad credit scores you have a high chance of getting a bigger amount of money if your credit score is good.
In Radcred after successful registration and filling of information needed for your loan application, the borrower is connected to a potential lender who evaluates your information and decides either to grant your loan request or decline.
Note, that your personal information provided on the website is highly protected and is not shared with anyone.
4. Personal Loan
Personal Loan – This platform was established in 1998, it allows users to borrow a maximum amount of $35,000 and also lower borrowable loans are available. A personal loan gives a loan duration of up to 72 months with a very good accommodating interest rate. Personal loan has this cool feature of paying installments, which helps to increase your credit score as you won’t be seen as someone paying late.
Eligibility
-
Both lender and borrower should be at least 18 years of age
-
Have a documented income that pays.
-
Must have a legitimate social security number
-
Before you can be able to borrow money from them, you must be a US citizen
-
Possess a very active checking account
